Privacy and Cookie Notice

Effective date: July 23, 2026

1. Who We Are

PCE Companies and its affiliates, collectively referred to as "PCE," "we," "us," or "our," operate www.pcecompanies.com and related webpages, collectively referred to as the "Site," and provide business-to-business financial and advisory services, collectively referred to as the "Services."

This Privacy and Cookie Notice explains how we collect, use, disclose, and protect personal information when you visit the Site, communicate with us, subscribe to our publications, or otherwise interact with us.

This Notice does not apply to information collected offline in connection with advisory engagements that are governed by separate contracts, notices, or legal obligations.

2. Personal Information We Collect

The personal information we collect depends on how you interact with us and the Site.

Information You Provide to Us

We may collect information that you provide directly, including:
• Name
• Email address
• Telephone number
• Company name
• Job title
• Postal address
• Company size and industry
• Professional interests
• Information included in forms, messages, or other communications
• Newsletter subscriptions and marketing preferences

Please do not provide sensitive personal information through general Site forms unless we specifically request it.

Information Collected Automatically

When you use the Site, we and our service providers may automatically collect:
• IP address
• Browser and device type
• Operating system and system settings
• Pages viewed
• Referring and exit pages
• Links, buttons, and other Site elements selected
• Scrolling and other interactions with the Site
• Date and time of visits
• Session duration
• Approximate location derived from an IP address
• Cookie identifiers and similar technical information

We may use this information to operate and secure the Site, understand how it is used, measure performance, and improve its content and functionality.

Information From Other Sources

We may receive business-related information from:
• Publicly available sources
• Social networks, consistent with your settings
• Business-to-business information providers
• Marketing and analytics service providers
• Professional and industry directories
• Other third parties permitted to provide the information

This information may include professional contact details, company information, job title, industry, or other business-related information.

3. How We Use Personal Information

We may use personal information to:
• Operate, maintain, and secure the Site
• Provide requested information or Services
• Respond to inquiries and communications
• Process Site forms and subscriptions
• Send newsletters, publications, event information, and marketing communications
• Maintain and update communication preferences
• Analyze Site use and performance
• Improve the Site, Services, and user experience
• Personalize content and communications
• Conduct business development and identify organizations that may be interested in our Services
• Maintain customer relationship management and marketing records
• Detect, investigate, and prevent fraud, security incidents, or misuse
• Comply with legal and regulatory obligations
• Establish, exercise, or defend legal rights
• Enforce our agreements and policies
• Complete a merger, acquisition, financing, reorganization, sale of assets, or similar business transaction

You may unsubscribe from marketing emails at any time by using the unsubscribe link included in the message.

4. Cookies and Similar Technologies

Cookies are small text files stored on your device when you visit a website.

We and our service providers may also use pixels, tags, scripts, local storage, and similar technologies. In this Notice, we refer to these technologies collectively as "cookies."

Cookies may be:
• First-party cookies set by PCE
• Third-party cookies set by service providers
• Session cookies that expire when you close your browser
• Persistent cookies that remain until they expire or are deleted

5. Categories of Cookies We Use

Strictly Necessary Cookies

Strictly necessary cookies support essential Site functions, such as:
• Page navigation
• Site security
• Form functionality
• Network management
• Consent preference storage

These cookies are necessary for the Site to function and cannot generally be disabled through our Cookie Settings.

Functional Cookies

Functional cookies allow the Site to remember your choices and provide enhanced features, such as saved settings and user preferences.

Analytics Cookies

Analytics cookies help us understand how visitors use the Site and how the Site performs. The information may include pages visited, time spent on pages, referral sources, Site interactions, device information, and general geographic information.

We use Google Analytics 4 and related Google technologies for analytics and measurement. Google Analytics may process information about your use of the Site in accordance with your consent choices and Google's applicable privacy terms.

6. Google Consent Mode

We use Google Consent Mode to communicate your consent choices to Google services.

Depending on the selections you make through our consent banner or Cookie Settings, our consent management platform may update signals relating to:
• Analytics storage
• Functionality storage
• Security storage

When you deny a category, related technologies may be suppressed, restricted, or operated in a limited manner, depending on the technology and applicable regional requirements.

The configuration and operation of these technologies may change as our Site, consent management platform, and service providers are updated.

7. Regional Cookie and Consent Practices

Our cookie practices may vary depending on your location and applicable law.

European Economic Area and United Kingdom

Where opt-in consent is required, we do not activate non-essential cookies until you provide consent.

You may accept, reject, or manage non-essential cookie categories through the consent banner or Cookie Settings.

United States

Depending on your state of residence and applicable law, you may have certain privacy rights, including the ability to manage your cookie preferences. You can update your choices at any time through Cookie Settings. We also recognize Global Privacy Control signals where required by applicable law.

8. Managing Your Cookie Choices

You may manage your cookie choices at any time by selecting "Cookie Settings" in the Site footer.

Depending on the options available for your location, you may:
• Accept all optional cookies
• Reject all optional cookies
• Select individual cookie categories
• Withdraw previously provided consent

You may also configure your browser to block or delete cookies. Browser controls vary by browser and device.

Blocking or deleting cookies may affect Site functionality. Deleting cookies may also remove your saved consent preferences, requiring you to make your selections again.

The current list of cookies, providers, purposes, categories, and expiration periods is available through Cookie Settings. Because technologies and providers change, the cookie list available through Cookie Settings is the most current source of this information.

9. Embedded Content and Third-Party Features

The Site may contain:
• Videos
• Maps
• Social media features
• Embedded content
• Links to third-party websites
• Other third-party tools or services

These third parties may collect information through their own cookies or similar technologies.

Where required, non-essential embedded content may be restricted until you provide consent. If you do not consent, some embedded content may not be available directly through the Site.

Third-party websites and services are governed by their own privacy notices. PCE is not responsible for their privacy or security practices.

10. How We Disclose Personal Information

We may disclose personal information to:

Service Providers

We may disclose personal information to service providers that perform services on our behalf, including:
• Website hosting
• Cybersecurity
• Data storage
• Analytics
• Marketing
• Email delivery
• Customer relationship management
• Marketing automation
• Form processing
• Consent management
• Technical support
• Professional services

These providers may process information only as permitted by their agreements with us and applicable law.

Professional Advisers and Authorities

We may disclose information to:
• Attorneys
• Accountants
• Auditors
• Insurers
• Consultants
• Regulators
• Law enforcement
• Courts
• Other governmental authorities

We may make these disclosures when required by law or when reasonably necessary to protect the rights, property, safety, or interests of PCE, our clients, Site users, or others.

Business Transactions

We may disclose or transfer information as part of an actual or proposed:
• Merger
• Acquisition
• Financing
• Reorganization
• Bankruptcy
• Sale of assets
• Similar corporate transaction

With Your Direction or Consent

We may disclose information when you direct us to do so or provide consent.

We do not disclose personal information to third parties for their own independent marketing purposes without your permission.

12. Your Privacy Rights

Depending on where you live and applicable law, you may have the right to:
• Request confirmation that we process your personal information
• Access personal information we maintain about you
• Request information about the categories and specific pieces of personal information we collect
• Request information about the sources, purposes, and recipients of personal information
• Correct inaccurate personal information
• Request deletion of personal information
• Obtain a portable copy of personal information
• Withdraw consent
• Limit certain uses of sensitive personal information
• Object to or restrict certain processing
• Appeal a decision regarding a privacy request
• Lodge a complaint with an applicable data protection authority

These rights may be subject to exceptions and limitations under applicable law.

13. How to Exercise Your Privacy Rights

To submit a privacy request, contact:

Email: ddomroski@pcecompanies.com

Suggested subject line: Privacy Request - PCE Companies

Please describe the right you wish to exercise and provide enough information for us to identify and verify your request.

You may also exercise applicable cookie, sale, sharing, and targeted advertising choices through:
• Cookie Settings

We may request additional information to verify your identity and protect your information from unauthorized access or deletion.

Where permitted by law, an authorized agent may submit a request on your behalf. We may require proof of authorization and may verify your identity directly with you.

We will respond within the period required by applicable law. If we deny your request, you may have the right to appeal by replying to our decision or contacting us at the email address above.

We will not discriminate against you for exercising an applicable privacy right.

14. Notice at Collection for California Residents

This section provides information for California residents at or before the point at which personal information is collected.

Categories of Personal Information Collected

We may collect:
• Identifiers, such as name, email address, telephone number, IP address, company, and job title
• Customer record information, such as contact information
• Commercial or professional information
• Internet or other electronic network activity
• Approximate geolocation derived from an IP address
• Inferences based on Site activity or professional information
• Information submitted through forms or communications

Sources of Personal Information

We may collect information from:
• You
• Your browser and device
• Cookies and similar technologies
• Service providers
• Publicly available sources
• Social networks
• Business-to-business information providers

Purposes of Collection and Use

We may collect and use information to:
• Operate and secure the Site
• Respond to requests
• Provide Services and communications
• Conduct analytics
• Improve and personalize the Site
• Conduct marketing and business development
• Comply with legal obligations
• Protect our rights and the rights of others

Categories of Recipients

We may disclose information to:
• Service providers
• Professional advisers
• Governmental authorities
• Parties involved in business transactions
• Other parties at your direction or with your consent

Sale or Sharing

Our use of certain third-party advertising or analytics technologies may be considered a sale or sharing of personal information under California law.

You may opt out by using the "Do Not Sell or Share My Personal Information" link, Cookie Settings, or a Global Privacy Control signal.

Sensitive Personal Information

We do not seek to collect sensitive personal information through the Site and do not knowingly use sensitive personal information to infer characteristics about individuals.

Retention

We retain each category of personal information only for as long as reasonably necessary for the purposes described in this Notice, subject to legal, regulatory, contractual, accounting, security, and operational requirements.

15. Data Retention

We retain personal information for as long as reasonably necessary to:
• Fulfill the purposes described in this Notice
• Provide requested information and Services
• Maintain business and communication records
• Meet legal, regulatory, accounting, and reporting requirements
• Resolve disputes
• Enforce agreements
• Protect the Site and our organization

Retention periods may vary depending on the type of information, the reason it was collected, and applicable legal requirements.

When information is no longer needed, we may delete, anonymize, or de-identify it in accordance with our retention practices.

Cookie expiration periods are described in the cookie list available through Cookie Settings.

16. Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information.

No transmission method, network, system, or storage technology is completely secure. We cannot guarantee the absolute security of information.

If you believe your interaction with us is no longer secure, contact us promptly at ddomroski@pcecompanies.com.

17. Children's Privacy

The Site is intended for business owners, executives, investors, lenders, attorneys, accountants, and other business professionals.

We do not knowingly collect personal information from individuals under 16 years of age. We also do not knowingly sell or share personal information belonging to individuals under 16.

If you believe a child has provided personal information through the Site, contact us at ddomroski@pcecompanies.com so that we can take appropriate action.

18. International Visitors

PCE is based in the United States.

If you access the Site from outside the United States, your personal information may be transferred to, stored in, or processed in the United States or other countries. These countries may have privacy laws that differ from those in your country.

Where required, we use appropriate safeguards for international transfers of personal information.

19. Global Privacy Control and Do Not Track

We recognize and honor Global Privacy Control signals for applicable opt-out rights.

When we detect a valid Global Privacy Control signal, we treat it as an opt-out request for the browser or device sending the signal, as required by applicable law.

Global Privacy Control preferences may need to be enabled separately for each browser, device, or browser profile.

Because there is not currently a uniform industry standard for responding to "Do Not Track" browser signals, the Site does not respond to Do Not Track signals.

We will honor other recognized universal opt-out mechanisms where required by applicable law.

20. Changes to This Notice

If we make material changes to this Notice, we will update the Effective Date above and provide additional notice where required by applicable law.

21. Contact Us

For questions about this Notice or our privacy practices, contact:

PCE